
Spending Bug
Whether it’s keeping up with the latest summer trends or your inability to resist a good party, the money flu is highly contagious at this time of year. With my bank balance slowly decreasing I’ve narrowed down my money problems to 3 causes.
1. I can’t separate my “wants” from my “needs”
So the sun is out and it’s time to hit the beach and a cute bikini is essential, but do I really need a new one? We’re all guilty of spending on the non-essentials but don’t put off paying your bills just because you’ve convinced your self you “need” something else. You may end up with 4 new bikinis to choose from like me.2. I can’t resist the sales
A fashionista’s biggest weakness is a Sale. “Two for One” or “50% off” usually justifies most of my purchases. Stop telling your self that you’re saving money in the long run. Trust me, more often then not you end up with tons of stuff you don’t need or will never wear.3. I struggle to keep up with my friends
Friendship can be an expensive habit, what with cash-draining nights out and birthdays to chip in for. But here’s the good thing, true friends will understand if you can’t split the bill or you’re sticking to soft drinks for awhile.
If these 3 money problem causes seem awfully familiar then you too might have the spending bug. Splurging once and awhile seems harmless but without control it can lead to mounting debts and result in an empty piggy bank.